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January Newsletter

The below article was sent to me by a mortgage broker here in San Marcos and I wanted to share with you this information that could be really beneficial to  you and your family's future.  Check out his website! You've probably heard that making an extra mortgage payment per year is a good thing. But how good?  Will it really make a big difference in your financial future? In most cases, YES!  Any extra payments made to your loan will 1) cut [More...]

Check out what our Congress and President did just in the nick of time for the holidays.  They are so out of touch with the American peopele.  It is their act of greed that is driving up the cost to the consumer. http://tbwsdailyshow.com/  

December Newsletter--New Year's Resolutions, New Team Member, and Fun Facts

http://bit.ly/vnmmFh Cool front is coming in!  You will want to keep those pesky critters out while keeping your warm air in!  This will help your out with your utilities by up to 30 percent.  Seal air leaks around your windows and doors to prevent wasting precious home heating and cooling energy that costs you money.

http://bit.ly/u1lRvU If you are looking to spruce things up this fall and winter in anticipation of having guests or selling your home check this article out.  It will give you some great ideas!!!  Keep the color going in your fall garden with a combination of summer – and late-blooming annuals and perennials.

http://usat.ly/qiCDg0 Tight home loan credit is affecting everything from home sales to household finances. Many borrowers are struggling to qualify for loans to buy homes. Others can't take advantage of some of the lowest interest rates in 50 years because they don't have enough equity in their homes to refinance. Those who can get loans need higher credit scores and bigger down payments than they would have in recent years.

When Buyers are Coming   You have just received a call telling you that buyers are coming to tour your home. What should you do? Well, first get dressed and then check out this list of tips. •Let in as much daylight as possible. Turn on lights, open drapes. If it's dark outside, turn on outside lights. •Open inside doors so that the house will have an inviting feeling as the buyers move through. •Turn off the TV and radio to avoid distractions. •Pick up [More...]

http://bit.ly/oqhY55 The first step is to determine your stove-sink-fridge triangle.

http://bit.ly/pLQxLj Now is the time to buy.  Interest rates WILL go up.  Lock in now for a low rate!!!  Someday people will be saying I wish I had! MCLEAN, Va., -- Freddie Mac (OTC: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing mortgage rates continuing to decline with the 30-year fixed averaging 4.32 percent marking a new low for 2011, and the 15-year fixed, 5-year ARM, and 1-year ARM averaging new all-time record lows this week.